Required Salary for US Home in 2026

Americans still require nearly $110,000 annually to afford the median home, with the figure remaining stable over the past year despite rising household incomes and slightly easing mortgage rates. A Redfin report indicates the gap between median income and home affordability has narrowed but remains significant, particularly on the West Coast, where housing costs are still largely out of reach for average earners. While affordability has improved in some markets, the overall challenge persists due to high home prices and borrowing costs.

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