US wealth and income rise alongside credit card debt

The article discusses the recent findings from the Federal Reserve's Survey of Consumer Finances, highlighting that Americans' wealth growth has slowed significantly from the rapid gains during the pandemic years. Between 2022 and 2025, median net worth increased only 2%, with wealth inequality persisting as wealthier families saw gains while lower-wealth families experienced declines. Additionally, credit card debt and financial instability increased for many Americans, with more families falling behind on payments, despite median income rising. The homeownership rate remained stable, but soaring home values have increased housing affordability challenges, and participation in stock market investing declined, although those who remained invested built larger portfolios.

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