Saudi insurers must offer health plans without medical approval

The Saudi Insurance Authority announced that health insurance companies will offer a coverage product that does not require prior medical approvals for outpatient treatments. This aims to reduce the burdens on citizens and improve quality of life. This product will be available to insurance clients starting November 1, 2026, and presents an additional option that provides employers and policyholders greater flexibility in choosing the most suitable insurance solution for their needs. This initiative is part of the Authority's efforts to lead the market and meet the needs of all segments, reflecting its commitment to a strategic vision aimed at strengthening the insurance sector in Saudi Arabia.

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