Borrower Defense for Student Loans: How to Apply and Eligibility Criteria

Borrower Defense to Repayment allows federal student loan borrowers who were misled or deceived by their educational institutions to seek discharge of their loans. Applicants must demonstrate that their school engaged in misconduct, such as false claims or deceptive practices, and provide supporting documentation. The application is processed through the Department of Education’s online portal or by mail, but approval is not guaranteed.

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