Insurers Confront Rising Subsidence Claims

A surge in subsidence claims is affecting UK homeowners due to increased ground movement caused by record-hot summers and changing climate conditions. Many properties, especially older ones on clay-rich soils, are experiencing cracks, foundation issues, and structural damage, with insurers reporting higher claims and payout costs. Experts warn that climate-related soil shrinkage and differential movement threaten millions of homes, particularly in vulnerable areas, prompting delays and complexities in repair efforts.

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