Tunisie Telegraph: Role of Germans with Tunisia's Central Bank in Brazil

The article discusses a visit by a delegation from the Central Bank of Tunisia to Brazil to observe the "Pix" instant payment system, which is one of the most prominent examples of digital financial innovation worldwide. The visit is part of a technical cooperation framework between the Tunisian and Brazilian banks, supported by the German Agency for International Cooperation (GIZ) and the European Union, with the aim of studying how to organize and develop an effective instant payment system that can enhance digital payment services and reduce reliance on cash. The text indicates that the success of "Pix" depends not only on technology but also on an integrated system that includes institutional regulations, regulatory frameworks, and collaboration between banks, technology companies, and the government, all aimed at expanding reach and services. Tunisia is currently exploring the possibility of establishing a national instant payment system based on lessons learned from this experience. However, the final decision will depend on how successfully the knowledge transfer and implementation are carried out, taking into account infrastructure and community trust, without necessarily adopting the Brazilian model directly.

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