Tax Advisor Notes Bank Loan Conditions

Tax Advisor Mohamed Saleh Al-Ya’ari confirmed that some banks have added conditions not outlined in the "Charitable Loan Law," which has hindered the process of granting loans to applicants. He explained that banks should respond to loan applications with either approval or rejection, providing reasons for rejecting when applicable. Citizens can file complaints with the Central Bank against violations, and the bank can impose penalties on offending banks. He called for the establishment of a unified digital platform for banks to prevent violations and urged citizens to register on the "Charitable Loans Platform" for 2027.

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