Germany Generation Z loses economic confidence

The "Shufa" index shows that Generation Z in Germany, aged 16 to 25, has become more pessimistic about their financial and professional future; only 40% believe they will be able to improve their financial situation in the future, compared to 72% in 2018. Additionally, 52% of them think their chances of securing a stable and good job are lower than before, when the figure was 71% in 2018. Although their level of financial literacy is good—68% are satisfied with their financial situation—many maintain low liquidity, with 39% having less than 100 euros available per month. Studies indicate a need to strengthen financial education in schools, as Germany still lags behind internationally in this area, despite recent initiatives aimed at increasing financial awareness among young people.

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