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The article focused on Algeria's efforts to promote the use of electronic payment methods and reduce reliance on cash, with the goal of supporting the national economy and integrating it more fully into the global market. The government emphasized that the appropriate infrastructure is in place, and that the main challenge lies in changing economic habits and cultivating a new cash culture. Although Algeria has made progress in developing electronic payment systems, the actual usage rate remains low, with most transactions limited to cash withdrawals and only a small percentage of operations conducted through digital means. Continued development of infrastructure, the provision of incentives, and efforts to build trust are recommended to achieve wider adoption of digital payments, highlighting the importance of security and liquidity for the success of this transition.
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