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Many American workers are concerned about their ability to fully retire, with nearly half doubting they will achieve it and only 58% believing they will have sufficient funds. Fears about inflation, Social Security shortfalls, and economic threats, including AI, contribute to a shift in retirement outlook, leading many to plan for continued work or rely on Social Security and modest savings. Experts emphasize the importance of consistent savings, financial planning, and emergency funds to improve retirement prospects amid widespread uncertainty.
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