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The cost of achieving the American Dream has increased by 4.1% from 2025 to 2026, now totaling $5.32 million, outpacing household wages which grew by 3.1%. Homeownership expenses led the rise, with lifetime costs exceeding $1.27 million, driven by mortgage payments, taxes, and upkeep. Other major expenses include raising children, college costs, cars, and retirement, while healthcare costs surprisingly decreased slightly.
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