1 Day
Source:
USA TODAY
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Key Social Security rules for married retirees
Married individuals should understand key Social Security rules, including that spousal benefits cannot be claimed until the spouse signs up for benefits. Spousal benefits are capped at 50% of the spouse's benefit at full retirement age, with no advantage to delaying their receipt. Additionally, higher earners claiming benefits early may reduce survivor benefits for their spouse, highlighting the importance of coordinated claiming strategies.
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