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اقتصاد
Why Salary Runs Out Early
In many Arab households, salaries run out before the end of the month because rising living costs coincide with slow growth in real incomes and a buildup of loan installments, subscriptions, and digital purchases—not simply because of poor budgeting. In Morocco, essential expenses account for 81.8% of household spending, making the 50/30/20 rule for allocating income unsuitable for many low- and middle-income earners. Experts recommend tailoring budgets to people’s actual means, starting to save a small amount whenever there is a surplus, and reviewing subscriptions and installment purchases. They also call for better regulation of deferred payments, higher real incomes, and safeguards for purchasing power. The article concludes that restoring financial balance requires shared responsibility between households and institutions, so families can meet their needs and cope with emergencies.
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