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Yomiyat 2026 Certificate Returns After Central Bank Decision
Bank of Egypt has issued a "Yomati" certificate with an interest rate of up to 20.75% that is paid daily, following the decision of the Central Bank of Egypt not to change interest rates. The certificate provides a regular income, suitable for those seeking daily liquidity while preserving the value of their savings. It features a variable return calculated based on the London Interbank Offered Rate (LIBOR) minus 0.25%. The certificate can be easily purchased from bank branches or online and via mobile, with a minimum investment of 1,000 EGP. It can be redeemed after 6 months or used as collateral for a loan. If broken before the maturity date, an early withdrawal penalty of between 1-3% of the earned interest will be applied.
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