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المصري اليوم
Yomati Certificate 2026 Returns After Central Bank Decision
The article discusses the "Yomati" certificate from Bank of Egypt, which offers a high daily yield of 20.75% annually. This rate is calculated based on the corridor rate for deposits minus 0.25%. The certificate provides flexibility in investment, allowing for collateralized loans and redemption after 6 months. It has a maturity period of 3 years with a minimum investment of 1,000 Egyptian pounds. If the certificate is broken before its maturity date, a penalty ranging from 1% to 3% of the return is deducted, depending on the duration of holding. This certificate is considered one of the highest savings and yield certificates in banks, meeting the needs of clients seeking a steady and flexible income with daily liquidity, especially in light of current fluctuations in interest rates.
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