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The material focused on the definitions outlined in Law No. 148 of 2019 regarding Social Insurance and Pensions, particularly concerning various cases of disability and the ability to distinguish between them. Total permanent disability is defined as the condition that completely and permanently prevents the insured person from practicing their original profession or any other profession or activity from which they earn a livelihood. This includes mental and chronic illnesses as determined by the head of the relevant health insurance authority. Partial permanent disability, on the other hand, refers to a disability that remains ongoing and permanently prevents the individual from performing their original work, but does not generally prevent them from engaging in other employment or functions. The law also covers work-related injuries resulting from occupational diseases or accidents during work, and such cases are classified as injuries unrelated to work. A person is considered incapable of earning if they suffer from a disability that completely prevents them or reduces their ability to work by at least 50%, provided that this disability occurs before reaching the age of sixty. The law aims to distinguish between different types of disabilities and to determine the cases and limits that guarantee insured persons' rights to benefits and pensions derived from these disabilities. It also clarifies the differences between total, partial, and permanent disabilities and their respective impacts on financial and insurance rights.
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