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Source:
الوطن
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Work-Related Crash Claims
Road accidents are considered occupational injuries if they occur while an insured person is travelling to or from work by the usual route, without stopping, deviating from the route, or delaying along the way. The circumstances of any stop or deviation must be examined. To establish the injury, the injured person must report it to the police as soon as their condition allows and notify their employer of the report number and date, while retaining medical reports and other documents. Once the injury is established, the health insurance authority provides treatment. The injured person is entitled to their full wage, on which contributions were paid, throughout the period they are unable to work. In cases of total disability or death, a pension equal to 80% of the wage is payable. Permanent partial disability gives rise to a benefit based on the degree of disability: a pension if it is 35% or more, or a lump-sum payment equivalent to four years’ compensation if it is less than 35%.
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