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2026 Max 401(k) Contribution Limit

2026 Max 401(k) Contribution Limit

The maximum contribution limit for 401(k) retirement plans has increased to $24,500 in 2026, up from $23,500 in 2025. Employees aged 50 and older can contribute additional "catch-up" amounts, raising their limit to $32,500 or even $35,750 for those aged 60 to 63. The overall cap on combined contributions, including employer matches, remains $72,000. Workers are advised to monitor their contributions to maximize employer matching benefits.

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