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Federal student loan policies are evolving ahead of August 2026, with new rules impacting eligibility for certain programs and repayment options. Starting July 1, 2026, some college programs with low graduate earnings may lose access to federal loans to promote accountability. Despite these changes, existing forgiveness programs like Public Service Loan Forgiveness and income-driven repayment remain available, though borrowers are advised to stay informed and maintain proper documentation amid ongoing system transitions.
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