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The Kuwaiti Insurance Regulatory Authority has begun implementing the updated "Bima" electronic system for issuing mandatory vehicle insurance certificates, starting from October 25, 2026. The system will operate in a trial period until December 31, 2026. It mandates that companies and brokers use it exclusively, with the paper issuance of insurance certificates ceasing, except for illegal vehicle documents, which will still be issued on paper upon presenting valid proof from the Central Authority. Companies must notify the relevant authority if the system is down or if there is a malfunction. Payment for certificates must be made electronically; cash payments are no longer accepted. Temporary paper issuance is allowed in case of technical issues. Additionally, training workshops will be held for brokers to ensure they are prepared. The system aims to improve procedures and reduce cash transactions, while emphasizing companies' compliance with regulations and allowing for legal action against violators.
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