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فبراير.كوم
CNSS Study on Morocco Pension Future
An actuarial study issued by the National Social Security Fund (CNSS) identified structural challenges facing the Moroccan pension system until 2084. These challenges stem from the rising number of retirees due to a decree that reduces the contribution period from 3,240 days to 1,320 days, making it easier for a broad segment of the population to qualify for pensions. The study also revealed a decline in investment returns, from 3.59% in 2012 to 2.74% in 2024, which puts pressure on the financial sustainability of the fund. It considered these changes as requiring a revision of actuarial assumptions to ensure the stability of the pension system in the future, especially in light of demographic shifts and labor market transformations.
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