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Report: The financial situation of Moroccan households improved in 2025, reaching a total financial debt of 1.192 billion MAD, alongside increases in bank deposits and investments in marketable securities. Conversely, household debt experienced a historic rise since 2012, reaching 456 billion MAD, representing 27% of the gross domestic product, with a surge in housing and consumption loans. Despite this, the household default rate remained relatively high at 10.3%, while the ratio of overdue debts decreased to 11.2%. Payment terms for companies stabilized and improved since 2021, with customer payment periods decreasing from 123 to 98 days, and supplier payment periods from 80 to 70 days.
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