Banks Loaned 522.9B More Mortgages

The real estate market in the Kingdom continues to see an increase in the mortgage loans granted by banks. By the end of 2025, their total value reached approximately 951.3 billion riyals, recording a cumulative increase of 522.9 billion riyals (a growth of 122.05% compared to 2020). Data indicates that loans steadily rose over the past five years, with the highest level achieved in 2025, driven by increased financing directed toward individuals and companies. Individual financing accounted for the largest share of this growth, soaring from 315.2 billion riyals in 2020 to about 730 billion riyals in 2025, representing a 131.59% increase. Additionally, loans to companies continued to grow, rising from 113.2 billion riyals to 221.3 billion riyals during the same period, with a growth rate of 95.52%. Housing finance remains one of the main drivers of the housing sector, contributing to increased homeownership and stimulating the real estate market in the Kingdom.