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Apple has launched a new feature in iOS 27 and iPadOS 27 called "Identity Theft Risk Detection." Its goal is to protect iPhone and iPad users from social engineering scams. The feature relies on analyzing user activity when attempting to perform sensitive actions, such as making payments or changing passwords, and assessing the risk level based on various indicators. If the activity is classified as high risk, the system can request identity verification or issue a warning to help prevent fraud, all while maintaining data privacy through limited analysis that only sends the risk level to applications. The feature is manually enabled and requires specific settings. It is designed to assist in reducing scams through technology without compromising user privacy.
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