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Saudi Arabia surpasses 85% in digital payments
Data indicates that digital payments in Saudi Arabia exceeded 85% of total individual transactions in 2025, surpassing the 70% target set by Vision 2030. The rapid growth resulted from the expanded use of electronic payment methods, especially through the "Mada" system, as well as the growth of e-commerce and point-of-sale transactions. By 2025, the value of electronic transactions increased to 14.6 billion operations, a 15.9% rise compared to 2024. Conversely, in the United States, cash’s share declined to 14%, while credit and debit card usage increased, with cards accounting for 65% of payments in 2025, reflecting differences in market structure and consumer patterns between the two countries.
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