4 Hrs
Source:
الاقتصادية
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Source: الاقتصادية
4 Hrsالاقتصادية
Source: الاقتصادية
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The article traces the evolution of saving—from storing grain and keeping cash to automated digital management—as the world marks it on October 31, a day whose roots go back to the International Savings Banks Congress held in Italy in 1924. East Asian countries lead in household saving, with rates that can exceed 30 to 35 percent of income, compared with typically 5 to 15 percent in Western countries. Japan exemplifies this culture through *kakeibo*, a practice of tracking income and expenses and exercising discipline before making purchases. Amid inflation and rising living costs, financial technology tools such as automatic transfers and rounding up purchases can turn saving into a practical habit that supports household and economic stability.
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