Finance Ministry Releases 2026 Interest Rates
The Tunisian Ministry of Finance announced the publication of the actual interest rates and the legal interest rate limits for the second half of 2026, via the Official Gazette of the Republic of Tunisia. The decision, issued on July 31, 2026, specifies the interest rates on various types of bank loans, aiming to protect borrowers from exploitation by banks and to establish legal maximum interest rate limits that prevent the imposition of unfair interest rates. The actual interest rates range from 9.57% for short-term loans without overdraws to 13.37% for leasing financial of movable goods and real estate, with maximum interest rate limits ranging between 11.48% and 16.04%. This measure aims to set clear and transparent caps on interest rates, subject to oversight by the Central Bank and the judiciary, in order to prevent the exploitation of customers' needs and to promote transparency in the banking market.
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