14 Hrs
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تونزي تيليغراف
Tunisia Has Potential but Faces Slow Economic Change
The article discusses the development of the financial technology landscape in Tunisia. The country possesses strong qualities that position it to become an influential regional hub for digital financial services, thanks to highly skilled technical capabilities, a supportive legal framework, robust financial institutions, and backing from the Central Bank. However, the sector faces challenges related to the rapid changes in economic behavior and citizens’ and institutions’ reliance on cash outside the banking system. For instance, the value of currency circulating outside banks increased by nearly 20% in 2026, reaching approximately $9.6 billion. The report emphasizes that the issue is not a lack of solutions or legislation but rather convincing users to trust and feel secure in digital transactions. Improving digital administrative transformation could enhance citizens’ confidence and lead to increased reliance on digital solutions, thereby helping to establish Tunisia’s position as a regional financial center.
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