Retirement work plans uncertain

Most American workers expect to work post-retirement, with about three-quarters planning to do so, but only around 31% of retirees are actually working. Retirement often occurs unexpectedly due to health issues or job loss, making it difficult for many to re-enter the workforce or work part-time as they had hoped. Factors such as limited part-time opportunities and age-related job market challenges hinder retirees' ability to work later in life. Many retirees return to work out of financial necessity or a desire for purpose, but the expectation of working in retirement remains largely unmet.

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