Suze Orman warns against early Social Security claims

A new report warns that the Social Security trust fund could be depleted by 2032, leaving only 78% of benefits funded by ongoing taxes. Experts advise delaying benefits until age 70 to maximize payouts, as early claiming at age 62 results in permanent reductions and may lead to financial penalties. With projected benefit cuts and the looming insolvency, waiting longer for full benefits is recommended for retirees.

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