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The article discusses the necessity of confronting electronic financial fraud crimes through legislative and societal measures, in order to protect citizens' funds and enhance confidence in the digital economy. It explains that advancements in electronic payment tools and digital banking services have led to more sophisticated methods of deception, such as impersonating banks, fake offers, and data theft via fake links and messages. The article proposes establishing a unified immediate alert system, providing a free government verification service, implementing a "Safe Freeze" system for high-risk transfers, and the need to report and activate mechanisms to combat fraudulent accounts, along with a national awareness campaign. It emphasizes the importance of updating legislation and establishing deterrent sanctions, as well as cooperation among institutions to monitor and prevent fraud—aiming to safeguard citizens' money and bolster trust in digital transformation.
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