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المصري اليوم
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المصري اليوم

2026-11-01T22:17:21.000Z

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NBE Certificate Returns

NBE Certificate Returns

Certificates from the National Bank of Egypt offer different returns on an investment of EGP 200,000. The fixed-rate platinum certificate, with a monthly return of 17.75%, pays about EGP 2,958 per month, or EGP 35,500 per year. The quarterly certificate offers a 17.85% return, amounting to EGP 35,700 annually, paid in installments of EGP 8,925 every three months. With the monthly step-down certificate, returns decline from EGP 3,500 per month in the first year to about EGP 2,708 in the second and EGP 2,000 in the third. The certificate with annual payouts pays EGP 44,000, EGP 35,000, and EGP 26,000 in its three years, for a total of EGP 105,000. Certificates may be redeemed after six months in accordance with the published redemption schedule, though doing so may reduce the return.

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