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Central Bank data shows that individual debt in Jordan rose to 14.312 billion dinars by the end of the first quarter of 2026, compared to 14.1 billion in the first quarter of 2025 and 13.951 billion at the end of 2025. Housing loans constitute the largest share, amounting to 5.754 billion dinars, with a slight increase of 0.2% compared to the previous year. Personal loans also increased by 3.2%, reaching 4.664 billion dinars, while consumer loans experienced a significant decline of over 17%, decreasing to 1.051 billion dinars due to tightened banking policies and a shift in credit facilities toward personal loans. Education and healthcare loans saw dramatic jumps of 53%, while credit card use continued to rise by 4.8%.
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