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Moroccan Central Bank reports show that cash withdrawals remain the primary financial method in Morocco. The total amount withdrawn reached 460 billion dirhams in 2025 through approximately 450 million transactions, despite the increasing adoption of digital payment methods. Cash withdrawals continued to dominate, accounting for 87% of all bank card transactions. Compared to the previous year, withdrawal amounts increased by 14% in value and 12% in number, with an average withdrawal of about 1,022 dirhams. However, the value of digital payments made via cards rose by 12%, and the number of such transactions increased by 20%. The use of modern technologies such as contactless payments, online transactions, and e-wallets also grew. Nevertheless, reliance on cash still persists, especially for paying bills and transferring money between individuals. The use of e-wallets for everyday purchases remains limited.
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