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The General Authority for Pensions and Social Insurance in the United Arab Emirates is working to develop the social insurance protection system for citizens working in the private sector. This aims to link employment participation with registration in the pension and insurance system, promote digital integration, and facilitate data exchange among relevant authorities. The goal of this update is to keep pace with the steady growth in the number of citizens in the private sector, which increased from about 20,000 in 2021 to over 120,000 by 2026, ensuring the protection and sustainability of their insurance rights. Efforts include streamlining customer journeys through unified digital platforms and integrating electronic systems across agencies, making registration and contribution payments easier, enhancing data accuracy, and reducing redundancies and administrative burdens. Additionally, coverage indicators have been improved: the percentage of beneficiaries insured increased from 88% in 2022 to 100% in June 2026, and contribution collection rates rose from 92% to 99%. The authority is also considering the development of a "Retirement Package" that will offer proactive services to facilitate retirement preparations, such as calculating pensions and verifying eligibility conditions—aimed at improving service quality and ensuring individuals' rights in a sustainable manner.
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