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Fatwa: Borrowing interest loan permissible
The Dar al-Ifta of Egypt responds to the ruling on taking a usurious loan due to financial distress, explaining that a loan is considered a form of charitable contract aimed at relieving hardship and assisting those in need, and that a person is rewarded for it legally. They clarified that in cases of necessity, such as a sister fearing divorce if she repays her debt, the petitioner is permitted to take a loan equal to her debt amount only, provided that this does not exceed the limit and that there is no alternative for repaying the debt. It is a condition that the harm is real and that the loan covers only what is necessary to remove the harm, without exceeding it; because any increase would shift the matter from necessity into sinfulness. Such an action is considered permissible according to the conditions of Sharia.
Notice: This Is an AI-Generated Summary
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